First Time Buyer
Buying your first home can be a really exciting time so you want to ensure your mortgage search doesn’t derail your plans. And the best way to keep things running smoothly is through early preparation.
Buying your first home can be as daunting as it is exciting. Getting the right mortgage advice will help prevent costly mistakes.
Our experts will find the right mortgage for your situation and guide you through the whole process.
Your initial consultation is completely free, so get in touch today.
Your home may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
Our expert mortgage advisors will find you the right deal and liaise with your lenders, estate agents, and solicitors to make your switch smooth and easy.
Your initial consultation is completely free, so get in touch today!
Your home may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
Moving House
Remortgaging
Save money by remortgaging before your fixed rate period ends.
Our experts will find you the most suitable deal from the whole market of lenders and help you make the switch. Whether looking to reduce your monthly payments, shorten the length of your mortgage, or free up some cash, finding the right remortgage deal could be life changing.
Your initial consultation is completely free, so get in touch today.
Your home may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
Before you invest in the right property, invest in the right advice.
Getting the right advice for your Buy To Let mortgage can increase profits and protect your investment.
We’ll find you the most suitable product from the whole market of lenders and guide you through the process. So you can invest with confidence.
Your initial consultation is completely free, so get in touch today.
Your property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority
Buy To Let
Life Insurances & Protection
We are committed to providing you bespoke advice, relevant to your individual circumstances, so that should you die, be diagnosed with a Critical illness such as Cancer, or lose your income, there is adequate financial provision to help you through.
It’s our professional responsibility to ensure that your home and family are protected and that you are aware of the risks involved with taking on a mortgage. We can discuss and help assess your circumstances with you to discover what cover would be most appropriate.
Your initial consultation is completely free, so get in touch today.
Merit Mortgages are not authorised to provide advice on personal protection directly and will refer you to a trusted partner who is an authorised specialist, who can assist you in this area.
Protecting your home if you are taking out a mortgage, is a legal requirement, and it’s important to ensure that you have the right cover. Cheapest isn’t always best!
A Buildings Insurance policy should cover the cost of repairing or rebuilding your home if it’s damaged. It should cover you for events such as storms and floods, fire, vandalism, subsidence and water damage. Contents covers all the items in your home against theft, fire, and flood.
Your initial consultation is completely free, so get in touch today.
Home Insurance
Equity Release
If you are over 55 and own your own home either outright or with most of the mortgage paid off, an equity release mortgage could enable you to use your property to supplement your finances.
Although owning a property outright has many benefits, there may be times when it’s more useful to have access to a sum of cash that’s available to spend. Equity release works by freeing up the money that would otherwise be tied up in the value of your home. You get to unlock some of the equity associated with your property, and instead of paying the money back, it is taken off the value of your home. Some arrangements also allow you to make repayments.
Your initial consultation is completely free, so get in touch today.
Merit Mortgages are not authorised to provide advice on Equity Release directly and will refer you to a trusted partner who is an authorised specialist, who can assist you in this area.