Begin your mortgage journey with Merit Mortgages.

As an independent brokerage, we are not tied to any bank or lender, which means we can provide the most competitive interest rates and products available on the market – all while providing an excellent level of customer service to help make your mortgage journey as simple as possible.


Clients Assisted
5 Star Facebook Reviews
5 Star Google Reviews
Homes Bought
Based on clients assisted since July 2007, by mortgages advisors within Merit Mortgages during their careers.

One Step Ahead

Why Use Us?

At Merit Mortgages, we go the extra mile to make sure you find a mortgage that suits you. We’re independent and local, meaning we understand the local market, and our friendly team have years of experience in helping people find a mortgage that suits them.

Explore What We Are Doing Better

We make mortgages easier, whether you’re remortgaging, buying your first home or buying to let. Your mortgage is likely to be your biggest financial commitment so shopping around for the most suitable solution is important. 

We can help by comparing deals from more than 90 different lenders across the whole of the market – so you can be confident you’re getting the right deal for you.

Your Home may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some Buy to Let mortgages are not regulated by the Financial Conduct authority.

Meet The Team

Daniel Tillson

Founder & Managing Director

Nadine Hawkins

Client Account Manager

three steps to success

We Will Help You Every Step Of The Way

At Merit Mortgages we’re a small, independent mortgage brokerage and we’ll do everything to get you the right mortgage for you. 

Whether you’re a first-time buyer or looking to remortgage, we’ll make sure you get the right solution for your mortgage.


Find out What you can borrow

Running through your affordability, costs, mortgage process, next steps. 


Find you the right mortgage

Researching the mortgage market and finding the the right lender and product for your circumstances


Support through the application

Assistance throughout the whole process from day one till when you complete on your home, and for the future. 

What People Say About Us

Client Reviews

Video - Understanding The Home Buying Process

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Property Blog


Mortgage Glossary

First-time buyers, movers and those looking to remortgage are often faced with lots of jargon and unfamiliar terminology, so we thought we’d round up some of the most common terms and phrases into one handy guide.

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Time To Remortgage?

If you took out a mortgage when buying your first home, did you know it’s likely it will ‘mature’ after a few years? This means that the initial deal you got on the mortgage will expire,

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4 Ways To Cut Your Mortgage Payments

  Rising energy and food prices are becoming a growing concern for countless households right now, particularly as the tax burden looks set to increase too. So as the cost of living in the UK continues

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