Begin your mortgage
journey with
Merit Mortgages
Welcome to Merit Mortgages, your one-stop solution for mortgages and insurance. As an independent brokerage, we provide access to competitive rates and tailored products, offering expert guidance to make your journey smooth and stress-free. Let us help secure your home and protect what matters most.
Based on clients assisted since July 2007 by advisors within Merit Mortgages.
One Step Ahead
Why Use Us?
At Merit Mortgages, we go above and beyond to help you find mortgage and protection solutions tailored to your needs. As an independent and local business, we understand the nuances of the local market and are committed to providing expert guidance every step of the way. With years of experience, our friendly team is dedicated to helping you secure a mortgage that fits your circumstances perfectly.
Explore What We Are Doing Better
We make mortgages and insurance simple, whether you’re remortgaging, buying your first home, buying to let, or looking for tailored protection solutions.
Your mortgage is likely one of your biggest financial commitments, and securing the right insurance is just as vital for protecting your home and loved ones. We compare deals from more than 90 lenders and a wide range of insurance providers to find the most suitable solutions for your needs. With us, you can be confident you’re getting the right deal every step of the way.
Your Home may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some Buy to Let mortgages are not regulated by the Financial Conduct authority.
three steps to success
We Will Help You Every Step Of The Way
At Merit Mortgages we’re a small, independent mortgage & protection brokerage and we’ll do everything to get you the right solution for you.
01
Find out What you can borrow
Running through your affordability, costs, mortgage process, next steps.
02
Find you the right mortgage
Researching the mortgage market and finding the the right lender and product for your circumstances
03
Support through the application
Assistance throughout the whole process from day one till when you complete on your home, and for the future.
What People Say About Us
Client Reviews
Video - Understanding The Home Buying Process
Merit Mortgages are not authorised to provide advice on Home Insurance and will refer you to a trusted partner who is an authorised specialist, who can assist you in this area.
Property Blog
Mortgage Glossary
First-time buyers, movers and those looking to remortgage are often faced with lots of jargon and unfamiliar terminology, so we thought we’d round up some of the most common terms and phrases into one handy guide.
Time To Remortgage?
If you took out a mortgage when buying your first home, did you know it’s likely it will ‘mature’ after a few years? This means that the initial deal you got on the mortgage will expire,
4 Ways To Cut Your Mortgage Payments
Rising energy and food prices are becoming a growing concern for countless households right now, particularly as the tax burden looks set to increase too. So as the cost of living in the UK continues
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